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Loan Rates
Rates updated as of August 9, 2022
| Vehicle Loan Rates | Term | APR as low as | Payment Calculator |
|---|---|---|---|
| New & Used Vehicles | 0-35 months months | 2.99% | Auto Loan Calculator |
| New & Used Vehicles | 36-59 months | 3.24% | Auto Loan Calculator |
| New & Used Vehicles | 60-83 months | 3.49% | Auto Loan Calculator |
| New & Used Vehicles | 84 or more months | 3.99% | Auto Loan Calculator |
Restrictions: Used vehicles 10 model years or older will be priced at the personal loan rate. Loan rate not to exceed 18%. *APR=Annual Percentage Rate. Rates are based upon credit worthiness and are subject to change without notice. Floor of 1.89%APR. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Repayment Example: A $25,000 vehicle loan for a term of 59 months with 3.24%APR, the monthly payment would be $458.98.
| Specialty Vehicle Loan Rates | Term | APR as low as | Payment Calculator |
|---|---|---|---|
| New & Used Specialty Vehicles | 0-35 months | 2.99% | Auto Loan Calculator |
| New & Used Specialty Vehicles | 36-59 months | 3.24% | Auto Loan Calculator |
| New & Used Specialty Vehicles | 59-83 months | 3.49% | Auto Loan Calculator |
| New & Used Specialty Vehicles | 84-120 months | 3.99% | Auto Loan Calculator |
Specialty Vehicles included: RV’s, Travel Trailers, 5th Wheels, Motor Homes, Motorcycles, Boats and other recreational merchandise. Used specialty vehicles 10 model years or older will be priced at the personal loan rate. Loan rate not to exceed 18%. *APR=Annual Percentage Rate. Rates are based upon credit worthiness and are subject to change without notice. Floor of 1.89%APR. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Repayment Example: A $40,000 specialty vehicle loan for a term of 59 months with 3.24%APR, the monthly payment would be $734.37.
| Other Loan Rates | Term | APR as low as | Payment Calculator |
|---|---|---|---|
| Personal Loan | 60 months | 7.95% | Loan Payment Calculator |
| Credit Builder | 60 months | 12.00 % | Loan Payment Calculator |
| Share Secured | 60 months | 2.00% | Loan Payment Calculator |
| Certificate Secured | 60 months | 1.00% + Certificate Rate | Loan Payment Calculator |
Restrictions: Loans not to exceed 60 months; Loans not to exceed 18%. *APR=Annual Percentage Rate. Rates are based upon credit worthiness and are subject to change without notice. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Repayment Example: a $10,000 loan for a term of 60 months with a 7.95%APR, the monthly payment would be $202.61.