Membership Fees

Huntington County Federal Credit Union

Fee Statement

Effective August 9, 2018

Subject to change without notice

FEE TYPE	FEE AMT.	FEE PER /

MEMBERSHIP FEES:	NONE
SHARE ACCOUNT FEES:
Minimum Balance Required	$25.00
Withdrawal Fee (5 allowed per month)	$1.00	Item
Early Closing (within 6 months of opening)	$15.00

SHARE DRAFT (CHECKING) ACCOUNT FEES:
Minimum Opening Balance Required	$5.00
Below Minimum Balance Fee	NONE
Non-Sufficient Funds/Returned Item Fee	$25.00	Item
Stop Payment Fee	$10.00	Request
Share Draft Copy Fee	$2.00	Item
Overdraft Transfer from Savings Fee	$2.00	Transfer
Share Draft (check Purchase)	Varies w/style and qty.

CERTIFICATE ACCOUNT FEES:
Early Withdrawal Penalty Fee	90 Days Dividends

OTHER SERVICE FEES APPLICABLE TO ALL ACCOUNTS:
Account Reconciliation Fee	$15.00	Hour(Min.)
Account Activity Report Fee	$1.00	Page
ACH Non-Sufficient Funds/Returned Item Fee	$25.00	Item
Incorrect Address Fee	$1.00
Telephone/Teller Transfer Fee	NONE

VISA AND VISA CHECK CARD FEES:
Replacement Card Fee	$15.00	Card
ATM Cash Withdrawal Fee (8 debit transactions allowed per month)	$1.50	Item
“Pinned” Purchase (5 allowed per month)	$0.50	Item
Over Limit Fee	$25.00
Late Payment Fee	$25.00	After 10 days
Annual Membership Fee	NONE

OTHER FEES:
Check Cashing Fee (member with less than $50.00 in savings and no other services.	$3.00	Item
Money Orders (up to $500)	$1.25	Item
($500.01 to $1000.00)	$1.50	Item
Domestic Wire Out	$15.00
ACH Origination (non-loan related)	$15.00
Xerox Copies Fee	$0.25	Page
Notary Service Fee	NONE
Inactive Account Fee (after 1 yr/under $100)	$10.00	Monthly

LOAN FEES:
Loan Payoff Fax Fee	NONE
Early Loan Payoff Fee	NONE
Loan Processing Fee	$25.00
Late Payment Fee	$25.00	After 10 days