Membership Fees

Huntington County Federal Credit Union
Fee Statement
Effective August 9, 2018

Subject to change without notice

FEE TYPE FEE AMT. FEE PER /
MEMBERSHIP FEES: NONE
SHARE ACCOUNT FEES:
Minimum Balance Required $25.00
Withdrawal Fee (5 allowed per month) $1.00 Item
Early Closing (within 6 months of opening) $15.00
SHARE DRAFT (CHECKING) ACCOUNT FEES:
Minimum Opening Balance Required $5.00
Below Minimum Balance Fee NONE
Non-Sufficient Funds/Returned Item Fee $25.00 Item
Stop Payment Fee $10.00 Request
Share Draft Copy Fee $2.00 Item
Overdraft Transfer from Savings Fee $2.00 Transfer
Share Draft (check Purchase) Varies w/style and qty.
CERTIFICATE ACCOUNT FEES:
Early Withdrawal Penalty Fee 90 Days Dividends
OTHER SERVICE FEES APPLICABLE TO ALL ACCOUNTS:
Account Reconciliation Fee $15.00 Hour(Min.)
Account Activity Report Fee $1.00 Page
ACH Non-Sufficient Funds/Returned Item Fee $25.00 Item
Incorrect Address Fee $1.00
Telephone/Teller Transfer Fee NONE
VISA AND VISA CHECK CARD FEES:
Replacement Card Fee $15.00 Card
ATM Cash Withdrawal Fee (8 debit transactions allowed per month) $1.50 Item
“Pinned” Purchase (5 allowed per month) $0.50 Item
Over Limit Fee $25.00
Late Payment Fee $25.00 After 10 days
Annual Membership Fee NONE
OTHER FEES:
Check Cashing Fee (member with less than $50.00 in savings and no other services. $3.00 Item
Money Orders (up to $500) $1.25 Item
($500.01 to $1000.00) $1.50 Item
Domestic Wire Out $15.00
ACH Origination (non-loan related) $15.00
Xerox Copies Fee $0.25 Page
Notary Service Fee NONE
Inactive Account Fee (after 1 yr/under $100) $10.00 Monthly
LOAN FEES:
Loan Payoff Fax Fee NONE
Early Loan Payoff Fee NONE
Loan Processing Fee $25.00
Late Payment Fee $25.00 After 10 days

To report a lost or stolen VISA card after hours or on holidays: VISA ATM/Debit Card 1-800-523-4175 VISA Credit Card 1-855-522-2071